Uber's services have revolutionized modern travel. With just a tap on your phone, you can get a ride almost anywhere, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Collisions can occur, and passengers could end up injured.
We will cover what kinds of injuries are most common in Uber accidents, the process of determining fault, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
Passengers in an uber truck accident lawsuit Uber may suffer many different types of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:
Neck Injuries: Whiplash often results from rear-end crashes, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.
Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.